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Find a vision plan

A vision insurance plan saves you money and supports good eye health, including early detection of glaucoma, cataracts and vision issues related to diabetes. Arkansas Blue Cross has teamed up with VSP to offer two vision plans that allow you to care for your vision and enjoy hundreds of dollars in savings. Our plans will:

  • Save you money on eye care
  • Help cover your glasses or contact lenses
  • Ensure you receive regular eye exams
  • Give you access to an exclusive network of eye doctors and eye care centers, including large retail locations
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Benefits at a glance

ClassicSelect
Provider NetworkChoice NetworkChoice Network
34,000 VSP network doctors34,000 VSP network doctors
Benefit Frequency*
Exam Every12 Months12 Months
Lenses Every12 Months12 Months
Frame Every24 Months12 Months
Contacts (in lieu of glasses)12 Months12 Months
CopaymentsWhat you pay
Exam$10$10
Materials (Lenses & Frames)1, 2, 3$20$20
Standard Progressive LensesN/A$20
In-Network Allowances What the Plan Covers
Frames2, 4$125$200
Elective Contact Lenses2, 4$125$200
Covered Lens Enhancements
Polycarbonate for ChildrenPolycarbonate for Children
Scratch CoatScratch Coat
TintTint
KidsCareSunCare
Out-of-Network Allowances What the Plan Covers
Examination, up to$45$45
Single Vision Lenses, up to$30$30
Bifocal Lenses, up to$50$50
Trifocal Lenses, up to$65$65
Lenticular Lenses, up to$100$100
Frame, up to$70$70
Elective Contact Lenses, up to$105$105
Necessary Contact Lenses, up to$210$210
Extra Discounts and Savings
Lens EnhancementsAverage savings 20-25%Average savings 20-25%
Additional Pairs of Glasses20% off20% off
Sunglasses20% off20% off
Laser Vision Correction (LVC)5,6Average 15-20% discountAverage 15-20% discount
Monthly Rates
Individual$10.91$19.80
Individual + Spouse$22.67$39.56
Individual + Child(ren)$24.26$42.34
Individual, Spouse + Child(ren)$38.79$67.64

These policies are represented by the following form numbers: Vision Classic Plan 17-332; Vision Select Plan 17-340.

*In general, members who enroll in Vision coverage and terminate the coverage before the end of the plan year (the 12-month period beginning with the effective date of their coverage) will be ineligible to reapply until 12 months after the termination date. However, if the member wishes to reapply within 12 months of the termination date and can provide proof of creditable coverage under another Vision plan, this provision may be waived, allowing the member to reapply.

We will not refund any part of your premium except in the event of a death of the policyholder. Once you have been accepted and payment has been received, the premium will not be refunded for any reason other than the death of the policyholder.

1Most popular lens enhancements include progressives, anti-reflective, polycarbonate, plastic dyes, and UV protection. All other lens enhancements also available at 20% off.

2Based on applicable laws; benefits may vary by location.

3Discounts valid through any VSP network doctor within 12 months of the last covered eye exam.

4Less any applicable copay.

5Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional cost to the member.

6The VSP Laser VisionCare Program is a discount plan only. Discounts only apply to services received from a VSP participating laser center. No monetary benefits are payable to members under this program.

SunCare benefit:If a vision examination does not result in a need for corrective vision material, you may use your vision materials benefits (frame and lens) to purchase non-prescription sunglasses from a participating provider's frame board. Non-prescription sunglasses purchased under this benefit exhaust your frame and lens benefits for the frequency period. This means if you use this benefit to purchase non-prescription sunglasses, you are not eligible for additional vision materials benefits until the completion of the next frequency period.

KidsCare benefit:To address the eye care and eyewear needs of active and growing children, the KidsCare benefit allows for full coverage (after any applicable copay) of two complimentary eye exams and one pair of glasses per plan year, plus savings on additional lenses, frames, repair plans and purchase balances that exceed the retail allowance. If a child's vision changes by at least .50 diopter during the plan year, replacement lenses also are fully covered (after any applicable copay). Fully covered lens choices include child-friendly, impact-resistant polycarbonate lenses, an option for photochromic adaptive (ultraviolet light-blocking) lenses and lenses that have other enhancements.